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Tag: GDPR

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GDPR’s Hidden Cost: How Data Regulation Collapsed the Market for Personal Information

A meta-analysis of 127 peer-reviewed studies (2000-2024) on behavioral economics, personal data valuation, prediction markets, surveillance capitalism, and universal basic income (UBI) with data was conducted. The analysis of key studies reveals several critical findings. Study 1 (Acquisti, Taylor, Wagman, 2020) found that the average willingness-to-accept (WTA) for sharing continuous GPS location data is…

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Project Agorá: The Largest BIS Experiment Merging Tokenized Deposits and Wholesale CBDC

www.steelldy-indices.com Project Agorá, launched in April 2024 by the BIS Innovation Hub, is its largest public-private collaboration, testing a multi-currency unified ledger for wholesale cross-border payments. It builds on the BIS's "unified ledger" concept, exploring how tokenization and programmability can modernize correspondent banking without replacing the two-tier monetary system (commercial banks and central banks). …

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