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Author page: Oleg Turceac

HomeAuthor page: Oleg Turceac

STEELLDYThrough Steelldy consulting company, I assist companies, fintechs, and institutions in two key areas: ◙ Economic and financial statistical modeling via our DaaS & SaaS software (macroeconomic index platform). Analysis of the transition to a multipolar world: stablecoins, gold, copper, precious metals, industrial metals, oil, dollars, euros, yuan, yen, rubles, CBDC, BISIH, mBridge, Unified Ledger, BRICS, and global regulations. ◙ Web3 Law & Taxation Legal and Tax structuring of blockchain-based projects, RWA, tokenization, cryptocurrency (stablecoins, CBDC), decentralized autonomous organizations (DAO), MiCA compliance, ISO 20022, AI, MANBRIC/biotech technologies, robotics, smart cities, and ESG taxonomy.

Oleg Turceac

912 articles published Follow:

Gold and silver cryptocurrency coins scattered on a trading chart over a wooden table.

Digitalisation

RWA et Tokenization: de l’émission à l’allocation

Thèse La tokenisation des actifs réels a franchi le point de bascule institutionnel en 2025-2026. La question n'est plus « si » mais « où se situe la valeur » : ni dans l'émission (désormais commoditisée) ni dans la spéculation sur les tokens, mais dans la liquidité secondaire et la sélection d'actifs, c'est-à-dire dans la…

2 days ago0Comments

ByOleg Turceac

Close-up of a gold Bitcoin coin placed on various US dollar bills, illustrating digital currency concepts.

Uncategorized

Stablecoins, CBDC & ISO 20022: the new monetary plumbingThesis

Three infrastructures private stablecoins, central bank currencies, ISO 20022 messaging converge in 2026 toward a single function: programmable and structured settlement of value. Whoever controls the plumbing captures the rent; whoever measures it secures it. Status report • Stablecoins: $308B as of August 13, 2026, +14.3 on May 17, 2026. USDT 59% of…

2 days ago0Comments

ByOleg Turceac

Dynamic urban scene showcasing interconnected light trails representing digital communication networks.

Urbanisation

Smart Cities & ESG Taxonomy: European simplification creates a data premium

In 2025/2026, Europe carried out the largest ESG regulatory simplification since the adoption of the CSRD: the mandatory scope contracted (50,000 5,000 companies), but the demand for granular data did not disappear it shifted to voluntary reporting, the value chain, and sustainable finance. Strategic paradox: fewer obligations = more value for credible ESG data…

2 days ago0Comments

ByOleg Turceac

Black and white abstract design illustrating the concept of tokenization.

Digitalisation

RWA & Tokenization × Commodities. The structural migration of the balance sheet to programmable rails Thesis

The tokenization of real world assets has moved beyond the experimental stage and entered its mass-distribution phase. The market is no longer managed by TVL but by holders: growth now comes from access (distribution), not just size (AUM). The tokenized asset has become a programmable fixed-income instrument, not a speculative vehicle. Key data (August…

3 days ago0Comments

ByOleg Turceac

Analyse de marché

Stablecoins, CBDC & ISO 20022

Thesis. 2025-2026 is the moment when programmable money shifted from experiment to regulated infrastructure. Three layers converge: private stablecoins (GENIUS Act/MiCA), wholesale CBDCs (Agora, mBridge), and a common data grammar (ISO 20022 exclusive since November 2025). The dollar is being "privatized-programmed" abroad while Europe builds regulatory monetary sovereignty: this is the monetary geopolitics of the…

3 days ago0Comments

ByOleg Turceac

Analyse de marché

Gold fell below USD 4,000/oz (USD 3,990–3,996 on October 27)

Gold fell below USD 4,000/oz (USD 3,990–3,996 on October 27), declining by more than 20% from its January 2026 all-time high (above USD 5,400) and ending 2026 down 7.5%, alongside Bitcoin (-7.3%), with both assets ranking last among major asset classes. This configuration is historically unprecedented: it is the first time a calendar year has…

4 days ago0Comments

ByOleg Turceac

Cryptos

СИСТЕМНЫЙ РИСК КРИПТОВСЕЛЕННОЙ ПЕРЕД ЛИЦОМ РОССИЙСКОЙ СТРАТЕГИИ «КРИПТО-ЗАГРЯЗНЕНИЯ»

Стратегия «крипто-загрязнения» (crypto-tainting) Ассоциации банков России представляет собой эндогенный шок фрагментации, угрожающий функции ценообразования на рынке цифровых активов. Вся большая доля предложения будет помечаться как «рискованная» из-за контакта с российскими контрагентами, превращая контрагентский риск в сетевой риск через заражение «меткой» в пулах ликвидности, мостах и протоколах DeFi. Данные на 27 октября 2026 года недвусмысленны: Chainalysis…

5 days ago0Comments

ByOleg Turceac

lntélligence artificielle

AI Infrastructure Could Put 5-6% of Pension Assets at Risk

The convergence of global retirement savings and the financing of artificial intelligence infrastructure constitutes a systemic risk arising from long-term capital commitments financing technology assets with shorter economic lifespans, through opaque off-balance-sheet vehicles, private credit, and securitizations. As of October 26, 2026, BlackRock manages $15.488 trillion in assets, compared with $11.6 trillion a year earlier,…

10/26/20260Comments

ByOleg Turceac

A dramatic upward shot of Azadi Tower against a blue sky in Tehran, Iran.

Analyse de marché

Iran Conflict Delays Gold’s Rise to $5,000

Impact of the Iran conflict and rising energy prices on gold price dynamics and the state of the mining sector. The views of Chris Mancini, co-portfolio manager of the Gabelli Gold Fund (GOLDX), are based on an analysis of current economic conditions and expectations ahead of the release of third-quarter earnings reports. The conflict…

10/26/20260Comments

ByOleg Turceac

Close-up of hand writing cryptocurrency related words on a whiteboard, featuring BTC, ETH, and economics.

Analyse de marché Digitalisation

Blockchains, DAO & MiCA Compliance: regulatory costs are becoming a barrier to entry

Thesis. The 2024/2026 cycle has transformed compliance from a cost center into a competitive moat. In Europe, the crypto market has become license only (the end of MiCA grandfathering on July 1, 2026); in the United States, the securities/commodities boundary is being established by the CLARITY Act (§10505, Senate vote on September 15, 2026). For…

10/25/20260Comments

ByOleg Turceac