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Four gold-colored Bitcoin coins arranged on a dark surface.

2026-2027, the years of two guillotines: MiCA and ISO 20022 reshape global financial plumbing

Headline: Two regulatory and technical deadlines, five months apart, transform compliance from a cost center into a competitive advantage. An operational overview. Seldom has a single year concentrated so many shifts in financial infrastructure. The first deadline fell on July 1, 2026; the second will fall on January 14, 2027. Guillotine n°1 MiCA, in…

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