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Digitalisation

Wooden letter tiles spelling 'Regulation' on a textured wood background, conveying themes of compliance and structure.
Digitalisation

Réglegulation 2026: MiCA, Omnibus ESG, AI Act compliance becomes an alpha factor.

Thesis By 2026, European regulation has ceased to be background noise and become a measurable allocation variable: it redistributes market shares (MiCA), redefines reporting perimeters (Omnibus CSRD), and creates dated operational obligations (AI Act). The compliance alpha outperformance of compliant players is now observable. Key data MiCA: end of transitional period on 1 July…
4 days ago0Comments

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Euro banknotes and cryptocurrency coins arranged on a white surface with blocks spelling 'SAVE'.
Digitalisation

Programmable money: stablecoins, CBDC, ISO 20022 and the consolidation of settlement blockchains

Thesis 2025/2026 marks the moment when the global "monetary plumbing" shifted: stablecoins became regulated instruments (GENIUS Act, MiCA), payment messages changed their grammar (ISO 20022), and central banks entered pilot phases. Money is becoming a programmable object and the investment question moves from "which coin" to "which rail." Key Data • Stablecoins: 315 bn…
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Close-up of golden bitcoins placed on Euro banknotes, symbolizing cryptocurrency and finance in Berlin.
Digitalisation

MiCA, ISO 20022, digital euro: Europe finishes the plumbing of programmable finance and the market looks elsewhere

Headline: While the spotlight remains fixed on the price of bitcoin, three European regulatory initiatives have concluded or are reaching completion in 2026. Together, they are shaping the infrastructure on which the assets of the next decade will be issued, settled and monitored. An inventory of a revolution without the glamour. Major financial transformations…
11/08/20260Comments

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Black and white abstract design illustrating the concept of tokenization.
Digitalisation

RWA & Tokenization × Commodities. The structural migration of the balance sheet to programmable rails Thesis

The tokenization of real world assets has moved beyond the experimental stage and entered its mass-distribution phase. The market is no longer managed by TVL but by holders: growth now comes from access (distribution), not just size (AUM). The tokenized asset has become a programmable fixed-income instrument, not a speculative vehicle. Key data (August…
10/28/20260Comments

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Close-up of hand writing cryptocurrency related words on a whiteboard, featuring BTC, ETH, and economics.
Analyse de marchéAnalyse de marché Digitalisation

Blockchains, DAO & MiCA Compliance: regulatory costs are becoming a barrier to entry

Thesis. The 2024/2026 cycle has transformed compliance from a cost center into a competitive moat. In Europe, the crypto market has become license only (the end of MiCA grandfathering on July 1, 2026); in the United States, the securities/commodities boundary is being established by the CLARITY Act (§10505, Senate vote on September 15, 2026). For…
10/25/20260Comments

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