Digitalisation

The November 14 Cliff: ISO 20022’s Structured-Address Deadline Is a Data Problem Dressed as a Payments Problem.

In less than twelve weeks, on 14 November 2026, the SWIFT CBPR+ network will begin rejecting cross-border payment messages that…

3 weeks ago

Faisabilité technique et financière d’un Edge Data Center en Saône-et-Loire

Cette étude démontre la faisabilité technique et financière d'un Edge Data Center dans le département 71, avec comme facteur limitant…

3 weeks ago

From speculative money to money that yields: the great RWA transformation of 2026-2035

No more "speculative NFTs": tokenized assets are becoming income generating instruments , rents, interest, coupons distributed via smart contracts. Analysis…

4 weeks ago

RWA: This week Washington wrote the rules of the game

From August 12 to 18, 2026, the U.S. Treasury launched the implementing rules for the GENIUS Act, the SEC once…

4 weeks ago

ISO 20022, stablecoins and the GENIUS Act: the global monetary plumbing undergoes a major overhaul

On January 14, 2027, at a precise time, the SWIFT network will begin rejecting any cross-border payment whose postal address…

1 month ago

Villes intelligentes : Dijon, Paris et Lyon mènent la révolution urbaine connectée en France

Depuis 2019, Dijon pilote "OnDijon", l'un des projets de smart city les plus ambitieux en Europe, centralisant ses services urbains…

1 month ago

ISO 20022, MiCA, DAO: compliance as a productive asset

2027. ISO 20022, the event of the quarter SWIFT CBPR+ rejects at the network level any payment with an unstructured…

1 month ago

RWA & Tokenization: Measuring an Inflection Point

The tokenized RWA market totals ~$30-35B in AUM (rwa.xyz: ~$34.5B, ~2x year-over-year). Breakdown: Tokenized US Treasuries & money market funds…

1 month ago

2026-2027, the years of two guillotines: MiCA and ISO 20022 reshape global financial plumbing

Headline: Two regulatory and technical deadlines, five months apart, transform compliance from a cost center into a competitive advantage. An…

1 month ago

The date on which the global plumbing of payments will say NO and what it reveals about programmable finance

In a few months, in 2027, a cross-border payment whose beneficiary address is entered in free text will be rejected…

1 month ago